EMI Calculator

Calculate your Equated Monthly Installment

Loan Details
Enter your loan parameters to calculate EMI
EMI Breakdown
Monthly EMI₹8,678
Principal Amount₹10,00,000
Total Interest₹10,82,776
Total Payment₹20,82,776

Interest is 108.3% of the loan amount

Loan Repayment Analysis
Visualize your loan repayment schedule
Amortization Schedule (First 12 Months)
Detailed monthly breakdown of your loan payments
MonthEMIPrincipalInterestBalance
1₹8,678₹1,595₹7,083₹9,98,405
2₹8,678₹1,606₹7,072₹9,96,799
3₹8,678₹1,618₹7,061₹9,95,181
4₹8,678₹1,629₹7,049₹9,93,552
5₹8,678₹1,641₹7,038₹9,91,912
6₹8,678₹1,652₹7,026₹9,90,260
7₹8,678₹1,664₹7,014₹9,88,596
8₹8,678₹1,676₹7,003₹9,86,920
9₹8,678₹1,688₹6,991₹9,85,232
10₹8,678₹1,700₹6,979₹9,83,533
11₹8,678₹1,712₹6,967₹9,81,821
12₹8,678₹1,724₹6,955₹9,80,098
How EMI Works

Key Points:

  • • Fixed monthly payment amount
  • • Interest component decreases over time
  • • Principal component increases over time
  • • Total interest depends on tenure

Tips to Save:

  • • Make prepayments when possible
  • • Choose shorter tenure if affordable
  • • Compare interest rates
  • • Consider step-up EMI options